Q. What is a credit union?
A. A credit union is a cooperative, not-for-profit financial institution organized to promote thrift and provide credit to members.

Q. What's the difference between a credit union and a bank?
A. A credit union is a member-owned and controlled through a board of directors elected by the membership. The board serves on a volunteer basis and may hire a management team to run the credit union. The board also establishes and revises policy, sets dividend and loan rates, and directs certain operations. The result: members are provided with a safe, convenient place to save and borrow at reasonable rates at an institution which exists to benefit them, not to make a profit.

Q. How do I join Bison Federal Credit Union?
A. Joining is as easy, simply open a Share/Savings Account by depositing and maintaining a balance of $10.00 or more. It's not a fee; the deposit is yours, it simply represents your "share" in the credit union. Check here to see if you are eligible to join.

Q. Where is the credit union located and what are the hours?
A. Your credit union is located at 2 West MacArthur, Shawnee, Oklahoma, 74804.
The lobby hours: 9:00 am to 5:00 pm Monday - Friday
Drive hours: 8:00 am to 6:00 pm Monday - Friday
9:00 am to noon Saturday

Q. What are your wiring instructions?
A. We use a corresponding bank and the instructions are as follows:
Wire to Southwest Corporate Credit Union: ABA routing # 311990511
Further credit to Bison FCU: Account # 303185787
Final credit to: Member's name and account number

Q. What is your ABA routing and transit number?
A. BFCU's ABA routing and transit number is 303185787.

Q. How do I apply for a loan?
A. You can apply for a loan by coming into the credit union during business hours, mail, or telephone (275-5014).