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Products > Checking Share draft accounts allowing members the convenience of check or debit card transactions instead of cash. Regular share draft No monthly service charge. No minimum balance required. Unlimited check writing. Debit/ATM card available. Designer checks available at a low cost. First Check Students age 14 to 17 years old. No monthly service charge. No minimum balance. Unlimited check writing. Designer checks available at a low cost. Ready Cash Account $2500.00 minimum balance required for dividends to be paid. Free BFCU duplicate checks. Maximum of three checks written per month. $500.00 minimum check amount. No monthly service charge.