Bison Federal Credit Union attempts to offer you the most competitive rates anywhere and for any products we offer. We generally pay higher dividend rates on Shares and Certificates. This equates to higher return on your investments without the risk, since your deposits are Insured to a minimum of $100,000.00 by the NCUA (National Credit Union Share Insurance Fund). We also offer some of the lowest interest rates on Loans, not to mention the best service.