|
LOAN
TYPE
|
RATE
(APR)
|
MAX TERM
|
COMMENT
|
|
Personal/Signature |
As low as 12.49% |
60 months |
Up to 15% of gross annual income not to exceed $20,000.
|
|
Line of Credit/Overdraft Line of Credit
|
As low as 13.99% |
24 months |
Up to 15% of gross annual income not to exceed $20,000.
|
New Vehicle
(Current & Previous Year) |
As low as 4.99% |
84 months |
100% Purchase price or NADA retail value, plus tag,
title, and tax |
Used Vehicle
(2 to 7 Years Old) |
As low as 5.99% |
72 months |
100% NADA retail value, plus tag, title, and tax
|
|
New Recreational Vehicles and Boats |
As low as 4.99% |
120 months |
100% Purchase price or NADA retail value, plus tag,
title, and tax |
|
Used Recreational Vehicles and Boats |
As low as 5.99% |
96 months |
100% NADA retail value, plus tag, title, and tax
|
|
New Watercrafts and Motorcycles |
As low as 4.99% |
84 months |
100% Purchase price or NADA retail value, plus tag,
title, and tax |
|
Used Watercrafts and Motorcycles |
As low as 5.99% |
72 months |
100% NADA retail value, plus tag, title, and tax
|
|
Other Secured (Appliances, Personal Computers, Lawn
& Farm Equipment, etc.) |
As low as 9.49% |
60 months |
100% Purchase price to be paid direct |
2nd Mortgage
(Equity Loan)Over $10,000 |
As low as 6.99% |
144 months |
Max
Loan to Value 100% less outstanding first mortgage.
Term can be extended to 84 months by adding .25%
to the rate. Terms to 120 months add .50% to the
rate.
|
2nd Mortgage LTV 80%
(Equity Loan) Under $10,000
|
As low as 6.49% |
144 months |
Max Loan to Value 80% less outstanding first mortgage
|
|
CD Secured |
Dividend rate being paid on CD plus 2% |
|
100% of CD pledged as collateral and the rate is
subject to change on the CD maturity date |
|
Share Secured |
Dividend rate being paid on regular shares (index)
plus 2% |
|
100% of Shares pledged as collateral and the rate
is subject to change on the 1st day of
each quarter (January, April, July, October) |
Home
Rates
